4/23/2019 12:00 PM
4/23/2019 1:30 PM
Free to all Legal Aid of North Carolina volunteers!
will train attorneys on the fundamentals of representing clients in Chapter 13
bankruptcy cases. First we will provide a brief overview of Chapter 13
bankruptcy and quiz the audience on the appropriateness of Chapter 13 versus
Chapter 7 for a hypothetical client situation. Then we will discuss
equity above exemption (EAE) and disposable monthly income (DMI), as well as
provisions for paying unsecured debts in a Chapter 13 plan. Next we’ll
cover the treatment of home loans and debts secured by real property in Chapter
13 bankruptcy including stripping second mortgages, avoidance of judgment liens
and HOA debts. Finally we will cover motor vehicle loans and other
miscellaneous secured debts, and cram downs before moving on to a Q&A
session. This training will be ideal for attorneys with limited or no
experience in bankruptcy matters.
a staff attorney on the Mortgage Foreclosure Prevention Team at Legal Aid of
North Carolina, where he primarily represents clients in Chapter 7, Chapter 13,
and consumer rights cases. Prior to joining Legal Aid he worked for
several years in private practice exclusively handling Chapter 7 and Chapter 13
bankruptcy cases. He is licensed to practice in North Carolina and the
United States District Courts for the Western, Middle, and Eastern
districts. He received his B.A. degree from North Carolina State
University in 2007 and his J.D. degree, cum laude, from Elon University School
of Law in 2012.
Jeffrey Baldwin is the bankruptcy administrator for Legal Aid of North Carolina, Inc. and is a member of
its Mortgage Foreclosure Prevention Team. He provides assistance to Legal Aid
offices in the preparation of Chapter 7 and Chapter 13 petitions, post-filing
amendments, and other pleadings for all three bankruptcy districts. He is
certified by The Association of Bankruptcy Judicial Assistants (ABJA) as
Certified Bankruptcy Assistant. He earned his BA in Business Administration and
Management Information Systems at East Carolina University. He is currently
enrolled in a Master of Business Administration program at Universidad
Francisco Marroquin, Guatemala and a Master of Management program from Tulane
University, New Orleans.
was born in San Diego, California and attended the University of Redlands for
his undergraduate education. He went on to attend law school at Loyola
University of Los Angeles, evening division while working as a correctional
officer at the California Institute for Men. He is admitted to
practice law in California and North Carolina. He worked in private
practice from 1985 – 2006 in California, handling insolvency matters including
Chapter 7 and 11 bankruptcy cases for debtors and creditors. He also
represented Receivers, Bankruptcy Trustees, and Assignees for the Benefit of
Creditors. Bob worked in private practice in North Carolina from 2007 –
2016, representing debtors in consumer chapter 7 and 13 cases. He joined
Legal Aid of North Carolina in September 2018.
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